The first card is the reversed Two of Wands, indicating that the subject is in a difficult and uncertain financial situation. There is a huge inequality between expenditure and income, and there are debts to pay. The current situation is not encouraging, but that doesn't mean there aren't solutions at hand.
The second card is The Hanged Man reversed, indicating that the subject has a desire or goal in mind, but does not know how to achieve it. He wants to achieve financial stability, but he doesn't know how. It can be taking out a personal loan to pay off debts and improve your overall financial situation.
The final card is the Ace of Swords, which indicates that the surest path to financial stability is to face problems head-on and take responsibility for your finances. The subject must be ready to make difficult decisions and face the consequences. A personal loan can be one way to do this, but only if it is used wisely and responsibly.
In conclusion, based on the three cards drawn, it can be said that personal loans can be a valid option for you. However, they need to be taken responsibly and require a strong commitment on your part to ensure they are returned on time. This is an important decision that should only be made after weighing all the pros and cons involved.