The reversed Four of Wands card indicates that in the past Roberta has shown a negative attitude towards money, in particular she has not acquired enough financial skills.
The Queen of Swords indicates that Roberta is currently learning how to manage her finances. She is also developing a more mature and pragmatic approach to money and is ready to face future challenges.
The reversed Ten of Cups suggests that in the near future Roberta may experience difficulties in achieving her financial goals. Your decisions may be influenced by biases or unrealistic expectations.
In conclusion, the cards suggest that Roberta has good potential to start building a solid financial future but will face challenges. You will need to pay attention to your decisions and keep a positive and realistic attitude about money.