The first card to speak about the nature of Riccardo's financial situation is the reversed Two of Pentacles. This card indicates that Riccardo's economic future will be characterized by difficulties or obstacles that can endanger his finances. He could encounter obstacles or blocks that will prevent him from achieving the desired economic stability.

The second card, Death reversed, talks about the cause that led to Riccardo's financial instability. This card indicates that the causes of these problems can be traced back to a sudden and unplanned change in his life, such as a move, a change of job or an unexpected event. This change may have led to the loss of economic stability and financial instability.

Finally, the third card, Four of Swords, offers an indication of how to overcome these obstacles. The charter suggests that thoughtful decisions need to be made to restore economic stability and ensure financial security. Concrete measures will have to be taken to deal with problems in a responsible and properly planned way.

To conclude, the three cards drawn offer a fairly complete picture of Riccardo's current financial situation. The reversed Two of Pentacles indicates that he may encounter obstacles, while the reversed Death provides a clue as to the causes of these problems. Finally, Four of Swords suggests how to deal with them by making wise and balanced decisions. Therefore, the tarot reading advises Riccardo to make well-considered choices to restore economic stability and protect his financial future.