The Ace of Pentacles represents the current situation: it could indicate that the mother's financial situation is quite solid, with good resources available. It could also be a sign of hope, since this card is associated with abundance and prosperity. Furthermore, the Ace of Pentacles also represents creativity in managing finances, so it could mean that there are creative solutions to support the mother in her goal.
The Ten of Wands can present a challenge to be faced before the mother can retire. The card represents a moment of tension, perhaps caused by the need to resolve some financial issues or worries about the future. The Ten of Wands can also symbolize lack of stability, so the idea that there are risks to be taken before the desired results can be achieved should be taken into consideration.
Taking into account the cards and the aspects considered, I would say that the answer to your question is "Yes". The first arcana shows a fairly solid and thriving situation, while the second indicates that there may be challenges to face before reaching the goal. However, if you approach these challenges wisely, the mother seems to have the financial resources to retire early.